This 2009 case involved an incident where emotions, civil disobedience and the rule of law collided over a foreclosed home. An activist allied with the Association of Community Organization for Reform Now (ACORN) was arrested in Baltimore after allegedly breaking in to a foreclosed home as a statement of protest [source: Miller].
Representatives with ACORN reportedly said they expected some form of action -- such as the arrest -- and that their goal was to call attention to the boom in foreclosures. The move was meant to put a human face on the process; a foreclosure results in a homeowner or family losing a home, and they were concerned that the emotional trauma inherent in the process would be lost as lenders and courts faced down the mountain of paperwork [source: Miller].
As of 2011, the United States is still grappling with a massive wave of foreclosures, and no party has presented a solution that would protect homeowners while making banks' investments whole. Add to this mix the wide array of fraud schemes that creative criminals, negligent officials and overworked staffers create, and moves like protests, arrests and civil disobedience suddenly seem more reasonable than before. The foreclosure mess is far from being resolved, and homeowners and lenders alike are well advised to remain on high alert for whatever scam is next to hit the market.
For more information on foreclosure, check out the links on the next page.