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Can my insurance company cancel my policy if I submit too many claims?

Author's Note

When you own a home, you become an insurance expert of sorts. While your first inclination after any type of damage is to submit a claim to the insurance company, think again. If you can afford it, repair the house yourself. You don't want to be searching for insurance, because if you can't find it, your mortgage company, bank or lender will find it for you. You don't want to pay the premiums they charge.

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More Great Links


  • Independent Insurance Agents & Brokers of America. "Consumers can Minimize Homeowners Insurance Non-Renewals, Rate Increases." May 13, 2003. (April 4, 2012).
  • Christie, Les. "Homeowners insurance: Use it and lose it." CNN Money. June 3, 2005. (April 4, 2012).
  • Neligan, Myles. "Lloyd's of London swings to second-worst loss." Reuters. March 28, 2012. (April 4, 2012).
  • Wisconsin Office of the Commissioner of Insurance. "Frequently Asked Questions About CLUE. (April 4, 2012).