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Sources­

• Kroszner, Randall S. "At the Consumer Bankers Association 2007 Fair Lending Conference." federalreserve.gov, November, 5, 2007. http://www.federalreserve.gov/pubs/bulletin/2007/pdf/hmda06draft.pdf
• Lewis, Holden. "Fixing subprime mortgage lending isn't easy." bankrate.com, April 18, 2007. http://www.bankrate.com/brm/news/mortgages/
  20070308_Fed_guidance_loan_rules_a1.asp
• "The NAACP Filed an Historic Lawsuit Against Mortgage Lenders Alleging Racial Discrimination." naacp.org. July 17, 2007. http://www.naacp.org/get-involved/activism/alerts/
  110aa-2007-7-11/index.htm
• Shaw, Annie. "Are you subprime?" MSN Money, October 7, 2007. http://money.uk.msn.com/guides/dealing-with-debt/
  article.aspx?cp-documentid=6292746
• Schlomer, Li, Ernst, and Keest. "Losing Ground: Foreclosures in the Subprime Market and Their Cost to Homeowners." Center for Responsible Lending, 2006. http://www.responsiblelending.org/pdfs/
  Fclosure-exec-summary-standalone.pdf
• "Subprime Mortgages." bankrate.com, May 1, 2006. http://www.bankrate.com/brm/green/mtg/basics2-4a.asp?caret=8