Furnishing and decorating your home is a considerable expense. There's no hard and fast rule that it either has to be all 19th century antiques or all assemble yourself Ikea. Usually a good mix of high-end and affordable yields pleasing results. Experts recommend saving your splurges for furniture that gets a lot of use, like your bed and couch. But there are lots of bargains on accessories like rugs and throw pillows that give you the flexibility to change them on a whim.