Are green homes more expensive to insure?

Author's Note

In about 2002, when we were looking for a home near Bozeman, Montana, my wife and I toured a house that seemed too good to be true -- it had square footage, acreage and was built to the owner's opinion of green best practices. It was also completely un-insurable; any buyer would have to pay cash. No insurance company would cover it. That was the end of our green buying experience, though I'm happy to report that in researching this article, I found that times are a-changing. The bar has shifted for insuring green homes and less extreme constructions including green materials and innovative techniques may not be the insurance death knell they used to be.

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More Great Links


  • Bittle, Joel. "The next green thing: green insurance." July 10, 2008.
  • English, Alyson McNutt. "Green insurance, the eco alternative."
  • "Some companies will insure straw bale homes." Feb. 13, 2003.
  • "How to find a green home insurance policy."
  • Kenealy, Bill. "Insuring green buildings: risky business?" Insurance Networking News. March 4, 2009.
  • Schultz, Jennifer Saranow. "Is green insurance worth the price?" The New York Times. March 11, 2010.
  • Tergesen, Anne. "Insurance goes green." Bloomsberg Businessweek. March 6, 2008.