10 Signs You're a Disorganized Mess


That bill was late? My bad!

Another place severe disorganization can rear its ugly head is in household finances. Being late on the rent or on a mortgage payment can wreak havoc on a household's fiscal reputation. Missing a bill to the credit card company can put an ugly blot on your credit history. Add to that utilities, car insurance, cell phone payments and cable costs.

Not having a firm grasp of money management can spell disaster for the disorganized (and wasted money in late fees), so if you suffer from these sorts of problems, better address it sooner rather than later. Try strategies like online payments or even automatic drafts to help simplify the bill-paying process, and create a spreadsheet to map out your overall budget.