If you're shopping around for the best maid service rate, be careful to compare apples to apples. More established cleaning services often bond and insure their employees. This means you have some protection from loss or injury. Bonding employees and ensuring them costs agencies more, an expense they typically pass on to the consumer. If a service or person is offering a very attractive rate but isn't bonded or insured, any protection you enjoy will have to come from your homeowner's insurance policy, possibly at an increased premium.