Regardless whether or not you choose to use the moving company's insurance services, make sure your belongings are financially protected. Accidents can and do happen, so it's best to have a security blanket in case something breaks or gets lost along the way.
Moving companies offer different types of insurance coverage. Two popular options are by the pound and comprehensive. Insurance by the pound is cheaper, but it doesn't cover much. For example, if your antique dining table gets scratched during the move and needs to be repaired, this type of coverage will only pay a certain amount depending on how much the table weighs. It may not cover all -- or even most of -- the repair bill. Comprehensive coverage is more expensive, but it will cover all damages and losses.