One of the steps in finishing up your home appraisal is for the appraiser to look at comparable homes that have recently sold in your area. If you live in a neighborhood with houses that are similar to yours, and they've been selling for above market value, you've got nothing to worry about. But with the housing crisis of the last few years, there aren't a lot of neighborhoods that have those bragging rights. The housing market can fluctuate depending on many variables, so it's really important that your house is comped using accurate market conditions that specifically apply to your neighborhood. If you know of houses that have sold for close to what you're asking, have this information handy and be sure to give it to the appraiser before she leaves.