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A reverse mortgage is a loan you can borrow against your home without having to pay it back as long as you live there. Learn about the different kinds of reverse mortgages in this article.

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If you're considering home ownership, you've got a lot to think about -- and which neighborhood you want to live in is farther down on the list than you may think. What should you consider first?

How Reverse Mortgages Work

You may have seen advertisements staring celebrities James Garner or Robert Wagner that go something like this... "If you're 62 years of age or older and own your own home..." They're endorsing reverse mortgage loans. But is it a good idea, or are they just trying to make a buck?

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